As Atlantic hurricane season peaks, Georgians may be uncertain about how to prepare for an emergency.The state may not be directly affected by a hurricane, floods or high winds from a storm this year, but it’s always good to be prepared. September is National Preparedness Month, and University of Georgia Cooperative Extension and the Georgia Emergency Management and Homeland Security Agency have resources available to help Georgians prepare for an emergency.Whether it’s a September hurricane, a March ice storm or an April tornado, the basics of emergency preparedness remain the same despite the weather event. Emergency KitsFamilies should plan for their needs as if they will be unable to leave the house or they will have to evacuate due to safety concerns. There are simple steps families can take to prepare.First, assemble two emergency kits, one for the house and one to take in the case of an evacuation. An emergency kit should contain enough items to supply food and water for the family for at least three days. A kit for the house may contain:1 gallon of water per person, per dayNonperishable foodA battery- or crank-powered weather-alert radioExtra batteriesFlashlightFirst aid kitPrescription medicationsManual can openerPersonal care productsFood and water for petsEntertainment items that don’t depend on electricity (e.g., books, playing cards, crayons and coloring books)Keep these emergency items in an easy-to-carry plastic container or duffle bag. For more information on preparing an emergency kit, go to ready.ga.gov/build-a-kit.Emergency PlansIn addition to an emergency kit, every family should write a communication plan that includes emergency contact phone numbers.Family members may get separated during a disaster, so identify a person in another location, or even in another state, that each family member should contact. Consider identifying a common meeting place for family members to converge should the family be unable to return home.All family members, even children, should be familiar with the emergency plan.In an emergency, families may have to leave their homes quickly. If evacuation is necessary, listen to the radio for more information and follow the guidance of emergency personnel.Keep a car’s gas tank at least half full. In an emergency, fuel may not be available or accessible.Make sure all family members know:Best exits out of the houseA community meeting placeCall numbers for the local radio stationLocation of the emergency grab bagPlans for pets and livestock carePlans for movement of family members with special needs, such as the elderly or disabledFor more information on creating emergency preparedness plans, go to ready.ga.gov/make-a-plan. To learn more about how to prepare for and recover from a weather emergency, visit the UGA Extension emergency preparedness website at extension.uga.edu/topic-areas/timely-topics/emergencies.html or ready.ga.gov.
18SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Pundits keep a close watch on the U.S. Federal Reserve as it meets to raise interest rates after seven years of effectively zero rates. Yet the reality is that many Americans know little about interest rates, and much less about the implications of a rate hike for their finances! This was one key finding from the recently released S&P Global FinLit Survey, gathered with the support of McGraw Hill Financial.The goal of the international study was to compare adult financial literacy levels across more than 140 nations. Financial literacy was measured using questions assessing basic knowledge of four fundamental concepts: numeracy or capacity to do simple calculations in the context of interest rates, interest compounding, inflation, and risk diversification. Respondents were deemed “financially literate” if they could correctly answer three of the four questions (try the quiz yourself, here!). The Global Financial Literacy Excellence Center helped design the survey and analyze the results.Staggeringly, we found that only one in three adults is financially literate around the world. While Americans fare a bit better, only a little more than half of US adults score this well, a finding that bodes ill for one of the world’s most advanced financial markets. continue reading »
continue reading » For today’s credit union members, waiting for a replacement credit or debit card to physically arrive in the mail can be a major inconvenience. Whether due to lost or stolen cards or a data breach, cardholders do not want to be hindered from transacting or paying their bills until a new plastic arrives. Instead, they expect seamless use and access to their cards 24/7/365 – in other words, they are seeking an uninterrupted payments experience.Here are four solutions credit unions should consider to provide and maintain uninterrupted payments experiences for their members:Digital Wallets – Through Apple Pay, Samsung Pay and Google Pay, among others, members can utilize their phones or other wearable devices – such as smart watches – to complete a payment using near field communication (NFC) technology, all without a plastic in hand. With the help of tokenization, cardholders can continue to conduct efficient, secure transactions wherever digital wallets are accepted. According to Visa, eight out of the top 10 merchants are already accepting NFC payments with many more merchants committed to turning on their NFC functionality in the near future. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
I find it ironic what has been said about the roads in Schenectady. Yes, we did have an unusual winter. But as I recall, the roads on what some call The Hill have been deteriorating for years. And it doesn’t help when companies dig holes for one reason or another and do a shoddy job patching them. Now to back my point: I took my son to pay his cable bill. The roads after such a harsh winter were as smooth as all get-out.The roads on Lexington Avenue and around Niskayuna were just as smooth. But to get back to The Hill. Try riding your car down by Martin Luther King School and around the territory and enjoy the bumps. Yes, I know some pay more taxes. But taxes are paid by all of us who have housing. I was going to say “who own property,” but that’s a different story. Thanks for listening.Bonita CadeSchenectadyMore from The Daily Gazette:Foss: Should main downtown branch of the Schenectady County Public Library reopen?Troopers: Schenectady pair possessed heroin, crack cocaine in Orange County Thruway stopEDITORIAL: Find a way to get family members into nursing homesEDITORIAL: Thruway tax unfair to working motoristsEDITORIAL: Urgent: Today is the last day to complete the census Categories: Letters to the Editor, Opinion
***** MORE NEWS: ‘Out of towners’ boost prestige market as Brisbane values rise again MEET THE EXPERTS Ray White Queensland CEO Tony Warland Belle Property head of Queensland Jon Iceton Many of the Brisbane East suburbs are within easy reach of the CBD Chelmer — Chelmer recorded record growth in the last 12 month. With the riverfront opportunities, larger blocks and a leafy green environment it has a nice family community feel to it. JM *** LJ Hooker Queensland director Steve Mutton Mount Gravatt East — A great suburb for raising children, it is a convenient and green with great local amenities. It is close to two major shopping centres (Carindale and Garden City), the freeway and great local schools and just 15 minutes to the CBD. DH Springwood — Springwood has developed its amenities and services for families and is good for investors seeking good returns. TW Tarragindi — Land values are catching up to house values with renovators targeting larger allotments throughout the suburb, particularly those with city views. It’s easy to get to the highway, allowing residents speedy access to the employment hubs of the CBD and Springwood. SM Tarragindi — Just 6 kms from CBD, Tarragindi has generous sized blocks, perfect for families. Modern contemporary builds fill this ideal city fringe suburb which has a cafe lifestyle and local shops, and is only a short commute to the city. JI*** BRISBANE EAST Queensland Sotheby’s CEO Paul Arthur Brisbane’s million-dollar club to double if predictions ring true This house in Sippy Downs is worth a look Ray White Queensland CEO Tony Warland McGrath Queensland manager Justin Marsden Mooloolaba Beach was voted 4th in Tripadvisor’s list of top 10 beaches in Australia this year. Steve Mutton LJ Hooker State Director Stafford — Stafford is a solid family area with great access to the city and surrounding areas and excellent amenities. PA*** BRISBANE SOUTH Noosa beach pad sells for record McGrath Queensland manager Justin Marsden Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 2:03Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -2:03 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. 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This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenWhat is a sister suburb? 02:03Now is the time to buy if you want to secure a home – and a future – for your family. With values predicted to rise by as much as 20 per cent in the southeast over the next three years, today’s buyers could find themselves propelled into the million-dollar.In the second part of our spring selling series, six real estate agents share their hot tips on where families with a budget between $500,000 and $1 million should be looking in Brisbane and on the Gold and Sunshine Coast. MONDAY: Where to buy? The million-dollar quest in southeast Qld Sippy Downs — Sippy Downs is close to the university, with mostly new homes and a variety of choices when it comes to lifestyle. TW Jon Iceton Head of QLD Belle Property Australasia SUNSHINE COAST GOLD COAST Elephant Rock at Currumbin hosts one of Australia’s most spectacular Anzac Day Dawn Service ceremonies each year(AAP Image/Dave Hunt) Greenslopes — Greenslopes is geographically close to the CBD and major hospitals and highways. This proximity has not directly influenced the property prices and some of Brisbane’s best buys, close the CBD, can be found in this suburb. JM Cannon Hill — Offering easy access to both the CBD and Brisbane Airport, Cannon Hill is enjoying constant improvement with major industry or previously underdeveloped land making way for beautiful new houses. The most exciting new project lifting Cannon Hill is the Minnippi development which will include a brand new 18 hole golf course. JM Cannon Hill — The next suburb to ‘go’ after Carina. It should see similar growth to what Norman Park and Camp Hill have experienced in recent years. PA*** BRISBANE WEST Cannon Hill — On the fringe of Brisbane’s most popular inner-east suburbs, Cannon Hill in the southeast of Brisbane offers similar lifestyle benefits to high-end areas like Bulimba and Hawthorne, while also being affordable for families. DH Birkdale — Birkdale is a genuine choice when it comes to value for families and their needs in a home. TW Ormiston — Allotments in Ormiston are generously-sized compared to many other suburbs in the Redlands. The suburb enjoyed healthy median house price growth of 7.9 per cent over the last year (CoreLogic) to $720,750. It also boasts one of the Redlands’ best schools in Ormiston College. SM Morningside — Just 5 Kms east of CBD, this is an in-demand suburb that benefits from the surrounding suburbs of Balmoral and Hawthorne. Shopping centres, schools and amenities are at your fingertips, while recreation areas complete this family suburb. JI BRISBANE NORTH Place CEO Damian Hackett Oxley — Leafy, green and quiet with post-war homes, Oxley has a growing cafe culture. DH The Gap — The Gap is a very sought after place to live based on the popularity of the schools and its leafy outlook. TWIndooroopilly — Indooroopilly is the hub of the western suburbs with Indooroopilly Shopping Centre, movie cinemas, train station, cafes, medical centres and leafy streets. Indooroopilly houses lost value over the last 12 months, but with all the amenities on offer it’s hard to see that downward trend continuing. SM The Gap — Just 8km west of the CBD, The Gap is a modern suburb nestled in-between Mount Coot-tha and Enoggera Hill. Creeks, bushland and wildlife areas add to the attraction of this family orientated suburb. JI Wavell Heights — This is a family friendly neighbourhood with a rising number of renovated Queenslanders and new builds. DH Lutwyche – Lutwyche is popular with families, upgraders and those who wish to have an apartment handy to city lifestyle. TW Cashmere — Just 18km northwest of Brisbane, Cashmere is ideal for families, with new smaller lot subdivisions and small acreage lots in high demand. It is a great destination for the growing family with a blend of modern convenience and a semirural lifestyle JI *** Westfield Chermside is a shoppers mecca Picture AAP/David Clark Kedron — With proximity to Chermside’s shopping precincts to the north and the tunnel network to the south, it has great accessibility. ‘The Avenues’ are a sought-after residential precinct in the city’s north with plenty of beautiful character homes that have undergone renovation. SMMore from newsParks and wildlife the new lust-haves post coronavirus11 hours agoNoosa’s best beachfront penthouse is about to hit the market11 hours agoKedron offers character houses and access to amenities Queensland Sotheby’s International Realty CEO Paul Arthur Place CEO Damian Hackett This house in The Gap has potential Properties like this one in Cashmere offer decent blocks and sizeable houses Fitness guru sells Gold Coast beach mansion Mooloolaba — Offering one of the Sunshine Coast’s best beaches with plenty of shops and eateries dotted along its fringe, Mooloolaba is quite affordable compared to other Sunshine Coast addresses. Houses are tightly-held with unit sales outnumbering house transactions four-to-one over the last year. SM Buddina/ Warana — Still a favourite location for the locals, these beachside suburbs are worth a look. It has a pristine coastline and is now just minutes from the new Sunshine Coast hospital precinct. It offers great surfing, hiking and golfing at your door, with many experts agreeing this suburb has yet to yield its full potential. JI Nerang — All of the amenities are well established and Nerang offers quick access to airports, Brisbane city and the Gold Coast lifestyle. TW Coomera — Coomera will soon challenge Helensvale as the Gold Coast’s leading northern growth corridor suburb. Last year it unveiled Westfield Coomera, the upgrade of Exit 54 improved accessibility and there are loads of job opportunities stemming from the Marine Precinct and upgrade of Dreamworld. House prices flatlined over the last 12 months, but it’s worth noting the median price is 50 per cent above what it was five years ago. SM Palm Beach/Currumbin — Still one of the most relaxing stretches of the Gold Coast, Palm Beach embraces laid-back living with new contemporary residences homes lining its numbered avenues. It is a fabulous blend of community on the beach and only minutes from the airport and heart of Surfers’ Paradise. JI
Kenya’s property market is expanding at a very fast rate The number of Kenyan’s becoming millionaires is growing by the day according to a report by real estate firm Night Frank.This number has doubled over the last ten years an indication that Kenya is fast emerging as one of the best countries in the world to invest in.Night Frank on Thursday revealed its latest wealth report showing the growing numbers of millionaires in Kenya saying the country has the fourth highest number of millionaires in Africa standing at 8,764.The company says Kenya has a high concentration of wealth because of it’s rapid growth which is making it emerge as a regional hub in Africa.Initially many Kenyan’s were investing overseas but now the trend seems to be changing whereby many have now started to focus on investing their money inside Kenya and raising their stakes in the local property market.Currently Real Estate is the worlds number one investment choice for the wealthy people of this world, and Kenyan’s are not being left behind.So why has Kenya gained so much ground? Egypt which was once Africa’s hub, has been thrown into turmoil following the political instability the country is experiencing and the middle East region as whole.Many investors are seeking more avenues of making more money and that’s why they are not stationed in one place because of several issues that dictated that. They are taking more risks.Analysts say Kenya’s millionaires will grow from 8,764 in 2014 to 15,249 in 2024.Many international companies are now stationed in Kenya an indication of the growth in spending power that the country is experiencing. KFC, Google, Pepsi, just to name but a few.This according to the report is because many of the international companies have realized the potential Kenya has.
Share LifestyleRelationships 5 horrible pieces of dating advice by: Familyshare.com – January 30, 2015 Share Tweet Sharing is caring! 211 Views no discussions Share All of us singles have been the recipient of a litany of horrible dating advice over the years. These arm-chair psychologists are only trying to help, yet, so much of their unsolicited counsel about dating and finding a spouse is misguided. Sadly, much of the horrible dating advice we receive today is also peddled by our well-intentioned family members or close friends. It mostly comes from shortsighted anecdotes about their own personal experiences, and what worked and didn’t work for them. Then, over time and like a scandalous rumor, we begin to believe that this poor dating advice is true, as we hear it over and over.To date, here are the top five worst pieces of dating advice I’ve received:1. Dating is a numbers’ gameIt’s probably true that most of us will probably need to date at least a few people before we find our spouse. However, the view that you need to date as many people as possible to find the “right one” can be taken to the extreme. This form of dating can then turn into a game of playing the lottery with people. In other words, the more “tickets” we purchase, the greater chances we’ll have of “winning” the huge payout.The irrationality of this thinking should be obvious: we are not robots — like the pre-conversion tin-man. Indeed, the break-up of a dating relationship has much more of an impact on our emotional and spiritual health than losing on a scratch-off ticket. We cannot avoid the experience of pain and loss from failed relationships. This is why focusing on quantity over quality can force flippant decisions, and will cause unnecessary pain for you and the other person.2. You’ll meet your spouse when you stop lookingPeople often respond with this pithy maxim when, in their opinion, someone they know is struggling with singleness “purgatory” and has been putting too much effort into finding a mate. There is certainly a lot of merit in not acting out of desperation and taking seasons off from dating. However, taken to the extreme, this reverse psychology approach (of sticking your head in the sand yet expecting to find a serious relationship) is an oxymoron at best. Much of what we long for in life in discovering a fulfilling vocation, experiencing God, and meeting our future spouse, are byproducts of the effort we put into finding them.3. Just follow your heartUsually, what people mean when they encourage you to “follow your heart” is to not overanalyze the relationship (or the person), but to follow your feelings, wants, and desires instead. Dating can and should be fun. Feelings like physical attraction, happiness, and even infatuation will occur, and they should be enjoyed while they last. But, if you get caught up in the tidal wave of feelings without an anchor of rational thought and sober discernment, your thinking will become clouded by the excitement of the new relationship. Blindly following your heart’s wave of emotions, without getting your brain involved, can then quickly crash you onto the rocks of reality if the relationship ends.4. You’re being too pickyPeople often say this to someone when they have turned down a seemingly viable guy or gal match. But it’s actually not a matter of being too “picky” at all; it’s a matter of holding high expectations. This may come as a surprise, but a famous marriage researcher named John Gottman has stated that “People who have higher standards and higher expectations for their marriage (including romantic ones) have the best marriages, not the worst.”Similar to a self-fulfilling prophecy, people who hold higher standards for marriage will essentially find a more satisfying one. With this premise in mind, you’re free to create a list of healthy, realistic expectations of marriage and a mate. If you’re a Christ follower, you can align your list with “God’s list” to help unveil His perfect spouse for you.5. If you want them to like you, play hard to getThis feeble attempt at making yourself seem more appealing comes in many forms. For example, some people might intentionally wait long periods to return a phone call/text message or generally act aloof to the relationship. Creating this unhealthy pursue-distance cycle may work for a while, but contrivance will ultimately leave the other person confused and feeling disrespected. The nascent relationship will then be damaged.Moreover, if your early stage of companionship is based on guile, what do you expect the latter part of the relationship to end up like? Lastly, if you follow the Golden Rule of “treating others as we would want to be treated,” then it will be the antidote to you manipulating others and game-playing.
Press Association The Olympic Council of Ireland has recognised Seamus O’Connor’s impressive performances in snowboard events by selecting him as the Irish flag bearer for Sunday’s Sochi 2014 Winter Olympics closing ceremony. “At 16 years of age he finished 15th and 17th in his first Olympic Games. “He can develop into a star performer over the next four years at World Cup and Olympic competition. “Through his performances and support of other team members he has earned the right to carry the flag of his country and lead Team Ireland at the closing ceremony.” O’Connor, from San Diego, said: “When I received the flag bearer news I was beyond honoured. “These Olympics have given me several life changing moments and this is indeed another! I could not be more proud.” O’Connor will lead out fellow team members Sean Greenwood (skeleton), Conor Lyne and Florence Bell (alpine skeleton) and Jan Rossiter (cross country). American-born O’Connor, who has an English father a Russian mother and Irish grandparents from Dublin and Drogheda, will lead Team Ireland into the Olympic Stadium for the ceremony which is due to start at 2014 local time (1614GMT). Irish team chef de mission Stephen Martin said “Seamus was one of only three snowboarders to compete in both the slope-style and half pipe disciplines, and had the best Team Ireland results in Sochi.
“It is news to me, that,” said Warnock of Parrish’s comments. “If my chairman says that I’ll agree with it. I did tell him I was making an effort now after the fine. “I can’t afford to keep giving my wife the same amount of money as the fine; it’s a double whammy for me.” Swansea boss Garry Monk avoided FA censure for his criticism of referees around the same time as Warnock was punished after accusing Stoke’s Victor Moses of “cheating” to claim a penalty. Warnock added: “I remember before I was charged my wife saying: ‘don’t you ever give an interview like Garry Monk’s just done – I will leave you’. “I said: ‘darling, he’s not been charged’. He’s obviously very clever and knows what to say. I’ll have to ask him his advice.” Parrish also suggested Palace could compete for a European place in future. Warnock’s focus is merely survival in a competitive top flight. “I don’t worry too much about Europe or anything else,” Warnock said. “It’s just getting enough points on board at first. I think 12 teams are just thinking of surviving. I don’t think it’s just the bottom three. “More so this year, because most teams this year can beat the top teams. It’s even more wide open.” Palace have not beaten Swansea in six meetings dating nearly six years and will be without Damien Delaney (calf) and Adrian Mariappa (knee). Warnock added: “Delaney’s not as bad as we thought. It’s only a mild strain, but he won’t be available on Saturday. “Mariappa’s going to miss a couple of weeks. He jarred his knee.” Press Association “He’s a great lad. Top clubs won’t know what he can do and what he can’t do. How can they come in for him? “I think he’s made to measure for Palace. That type of club, the stage, the fans. “It’s can he keep the consistency now? We’ve got three games in a week. “We need him to perform as he did against Liverpool in those games.” Palace had lost four of five league games prior to the defeat of Liverpool, which was their first win since a 2-0 triumph at home to Leicester on September 27. Warnock’s frustrations during the barren run boiled over following the defeat to Chelsea and he was fined £9,000 by the Football Association for criticising match officials. Palace co-chairman Steve Parrish this week said he had asked Warnock to bite his tongue in future. Warnock insisted his wife, who matches any financial penalties administered by the football authorities, is keeping him in check. Manager Neil Warnock has vowed Yannick Bolasie will be staying at Crystal Palace after his eye-catching performances this season. The enigmatic Congo winger dazzled in Palace’s 3-1 defeat of Liverpool last Sunday which saw Warnock’s men climb out of the Barclays Premier League relegation zone ahead of this week’s trip to Swansea. “He won’t be going anywhere in January. No chance,” Warnock said.
Never-before-seen video from John F. Kennedy Jr. and Carolyn Bessette’s wedding pulls back the curtain on a love story that captivated the nation. JFK Jr.’s longtime friend, Billy Noonan, captured the footage, which is featured in TLC’s new documentary.In addition to the Apollo 11 50th anniversary, today also marks 20 years since John F Kennedy Junior, his wife Carolyn, and her sister Lauren Bessette died in a small plane crash. Kennedy was piloting when the plane crashed into the ocean off Marta’s Vineyard, Massachusetts