Casino & games Topics: Casino & games 15th October 2019 | By Stephen Carter Subscribe to the iGaming newsletter Building great games is no longer enough to succeed in online casino. Suppliers must build around the games, to provide a range of engagement and retention mechanics that boost wallet share. SG Digital’s chief creative officer Tom Wood discusses how the role of a studio has evolved from a supplier to a long-term partner Building great games is no longer enough to succeed in online casino. Suppliers must build around the games, to provide a range of engagement and retention mechanics that boost wallet share. SG Digital’s chief creative officer Tom Wood discusses how the role of a studio has evolved from a supplier to a long-term partnerWhile every games studio lives in hope of their next title becoming the next Starburst or Rainbow Riches, this becomes increasingly unlikely in a sector where hundreds of new titles are released each month.Instead, studios have effectively been forced to adapt to this new competitive reality by building out a range of ancillary features.The likes of tournament functionality, to allow players to compete against one another, and jackpots, where they can win randomly assigned prizes while playing, are increasingly common.SG Digital chief creative officer Tom Wood, an industry veteran whose career has taken in the likes of Betsson, Nordic Gaming Group and Williams Interactive before its acquisition by Scientific Games, points out that today, great content isn’t enough.“Acquiring and maintaining a player base is a challenge for all operators, even when their portfolio includes the very best content available,” Wood says.In his eyes, there is little to differentiate most igaming sites from one another. While operators can look to tweak the look and feel of the site, and even certain products, with the majority of content developed by third parties, it’s down to these studios to provide something different.The operator is still responsible for marketing the games to consumers, but today it’s the studios’ job to engage and retain these consumers.Previously this centred around eye-catching graphics and painstaking work on sound design. Now the studio has become a marketing solutions provider as much as a supplier of content.Creating connections The rewards are clear, Wood says: “When players feel connected to a casino, they choose to return to that specific site, where they feel engaged, making it less likely to move to a competing casino,” he explains. “In the end this increases player lifetime loyalty for that operator.”While senior vice president of gaming Dylan Slaney (read recent interview here) is the man who ensures SG Digital can offer engagement features such as tournaments and jackpots across in-house and external titles, Wood is the man who oversees their creation.It’s under his watch that the supplier has launched its Mega Drop jackpot system, a must-win, multi-level jackpot accessible to players across all stake levels.These are not time-sensitive, meaning players have a choice of which to go for. It’s live for a few titles, with the aim to offer it across eight games by the end of 2019.Next up will be Jackpot Wars, which is to go live around ICE London in February next year. Wood believes the feature could be a “game changer” for the industry, by targeting player retention and monetisation, arguing that it could attract a whole new audience to online casino.This will be followed by a new syndicates feature, where players can band together to win jackpots, adding a collaborative edge to gameplay. It’s scheduled for launch in the first quarter of 2020.Wood argues that these features go beyond simply keeping a player spinning the reels and spending. Instead, he says, these new elements require a shift in how an operator engages with players, that go beyond game mechanics. Traditionally supplier relationships, for content at least, centred around an operator taking delivery of a studio’s titles, with the gross win or profits split between the two. Today, however, Wood believes there is a more symbiotic relationship between the two.Yet considering this, not to mention Scientific Games’ efforts to build up its business through acquisitions in order to create the OpenGaming ecosystem, it has recently struck a licensing deal for Big Time Gaming’s (BTG) Megaways mechanic.Megaways is a random reel modifier which allows any spin produce a different number of symbols across the reels, creating a huge number of possible game scenarios, and virtually endless payline combinations to enhance the player experience. It’s certainly the biggest hit in online casino for years, and arguably the first blockbuster in-game mechanic. GVC’s Ladbrokes brand has even launched a dedicated tab on its site for Megaways games, something almost unheard at a time when exclusive tabs appeared to be a thing of the past.Opening up the game For a company that has been so acquisitive in recent years, why not just go out and buy it?Wood argues that the agreement illustrates the OpenGaming ethos. It was facilitated through Scientific Games’ M&A activity, namely its acquisition of NYX Gaming Group. This gave it access to the Open Gaming System (OGS), which in turn provided the technology to strike the partnership with BTG.“Our current OpenGaming proposition is built on the ethos of providing a one-stop-shop solution that helps operators deliver breakthrough entertainment for their players through a single, seamless integration,” he says.“In order for us to supply and grow a truly open network, we need to continue to foster close partnerships with other key industry players, and sometimes that means doing deals around the brands that we work with.”This isn’t a shift in approach, he says: “[It’s] more like the next level in a natural and intentional expansion and progression for our game and platform development.”However, he refuses to rule out future deals: “The studios and teams that we currently have in place are producing some of the best casino content in the industry. We will never shut our door, but we’re certainly content with where we are today and will continue to focus on and invest in our existing assets.”An internal focus could be seen as much of a protective measure as a commitment to organic growth, as Wood admits that today’s feature-rich titles could ultimately come at a cost to the wider B2B casino industry.“I can foresee a knock-on-effect of return to player (RTP),” Wood says. “For example, if you have casino games in the high RTP percentage range and add gamification features, margins will shrink.This in turn could lead to broader changes in the games development space, he continues. Operators will look to reduce RTP, bringing it closer to land-based payout rates.Wood warns that this would eventually put more pressure on developers to deliver multiple math models for single titles, to account for different playing styles in different markets.No bad ideas And as much as tournaments and jackpots may have captured the industry’s imagination, they are no use without new titles to build them into. For SG Digital’s studios, this is done through an internal pitch process, which allows staff to suggest new games and concepts.“There are no bad ideas,” Wood says. “You never know where that next big idea will come from.”Each concept must work its way through an approval process, and if successful, is added to its product roadmap. Studios and teams are incentivised with rewards when their ideas make this journey, more so if they are successful upon launch.“This stimulates further development of new concepts, fosters greater collaboration amongst our studios and reinforces our belief that innovation is the responsibility of everyone in the company,” he says.He denies his team are restricted by market or player requirements, arguing “there really are no limits to reinventing the wheel.”He explains: “You just have to be willing to dip your toes into that innovative pool first, in order to find out if you can swim,” Wood continues. “In the worst case, you learn from any mistakes and are able to design even better innovations in the future as a result.”After all, while it may be harder, Wood – just like many others in the content development space – remains hopeful of creating the next Rainbow Riches or Starburst.“It is every game studio’s dream to produce that smash hit,” he says. “Our studios are no different. If you look at releases such as Bonanza or the overall Megaways brand – it proves that smash-hits unquestionably still exist, and we will continue to push for that level of success.” AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Tags: Online Gambling Into the next phase Email Address
Tags: Mobile Online Gambling Email Address Topics: Casino & games People 23rd March 2020 | By contenteditor AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Regions: UK & Ireland Casino & games The Gambling Related Harm All Party Parliamentary Group (APPG) has called on the British gambling industry to impose a £50 daily spending limit for customers during the novel coronavirus (Covid-19) pandemic.In a letter to trade association the Betting and Gaming Council (BGC), the APPG called on operators to “do their bit” by taking urgent measures to protect the nation’s financial and mental health.“As our daily life becomes increasingly restricted and bars, pubs and entertainment venues close, many millions of people will now be at home with time on their hands,” the group wrote. “Many will turn to the mini casino on their mobile phone for entertainment. Some of these will never have considered online gambling before; others will have spent years trying to avoid it.”The APPG said it was deeply concerned that more and more people would turn to online gambling as a distraction as the crisis deepens.“If the industry were to self-impose a daily limit of £50 for every individual who becomes active on gambling sites, it would be clear demonstration that the industry is willing to act responsibly and do what they can to protect society and peoples’ finances, at this dreadful time,” it said.The APPG acknowledged that many gamblers would have multiple accounts with different operators, that not all players will have a problem, and that many would be able to afford to gamble more than £50 a day.“But in the spirit of working together and preventing harm, we urge you to; introduce this £50 a day maximum spend; to suspend the facility for individuals to open extra accounts when they are known to already have an account; and to increase interventions to protect gamblers.“We urge the industry to do the right thing and take immediate steps to protect the financial and mental wellbeing of our society in these unprecedented and deeply uncertain times.”The APPG has emerged as a major advocate for a regulatory overhaul of the gambling industry in the past year, with its calls for a £2 online slot stake cap leading to significant falls in operator stock prices. It is also pushing for a revamp of the GB Gambling Commission, arguing that the regulator is not fit for purpose.The body’s chair Carolyn Harris MP was interviewed by iGB earlier this month, in which she set out the case for change. The Gambling Related Harm All Party Parliamentary Group (APPG) has called on the British gambling industry to impose a £50 daily spending limit for customers during the novel coronavirus (Covid-19) pandemic. Subscribe to the iGaming newsletter APPG calls for £50 daily gambling limit in Covid-19 pandemic
Niger Insurance Plc (NIGERI.ng) listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2013 annual report.For more information about Niger Insurance Plc (NIGERI.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Niger Insurance Plc (NIGERI.ng) company page on AfricanFinancials.Document: Niger Insurance Plc (NIGERI.ng) 2013 annual report.Company ProfileNiger Insurance Plc is a life and general insurance company in Nigeria underwriting all classes of insurance. Life insurance products include endowment policies, group life, mortgage protection and term assurances. Non-life insurance products range from aviation hull and liability and fire and special perils to public liability insurance, professional indemnity and workmen compensation insurance. The company also markets products under the brand name Niger Cash, Niger Flexible Investment Assurance, Niger Mutual Halal, Niger Personal Pension and Savings. Founded in 1962 and formerly known as The Niger Insurance Company Limited, the company changed its name to Niger Insurance Plc in 1989. The company has a sound reinsurance treaties with reinsurance companies led by Swiss Re. Niger Insurance Plc’s head office is in Lagos, Nigeria. Niger Insurance Plc is listed on the Nigerian Stock Exchange
New African Properties Limited (NAP.bw) listed on the Botswana Stock Exchange under the Property sector has released it’s 2014 annual report.For more information about New African Properties Limited (NAP.bw) reports, abridged reports, interim earnings results and earnings presentations, visit the New African Properties Limited (NAP.bw) company page on AfricanFinancials.Document: New African Properties Limited (NAP.bw) 2014 annual report.Company ProfileNew African Properties Limited, listed on the Botswana Stock Exchange is a public variable rate loan stock company which offers investors the opportunity to share in a diversified portfolio of 64 well-established and well-positioned properties made up of a mix of retail, commercial and industrial properties with quality tenants. Its primary focus is the retail property sector. NAP aims to provide positive returns to investors by investing in appropriate retail properties; maintaining a profile of strong, quality tenants; maximising contractual rentals and minimising rental arrears, bad debts and vacancies; and optimising expenditure using a sound governance framework and skilled service providers. New African Properties Limited is a subsidiary of Cash Bazaar Holdings (Proprietary) Limited.
Zanon (left) thought he had scored but sadly knocked on before the try-line (Getty Images) Who is leading the way in the Six… Six Nations Wales v Ireland Preview That dummy Try-time for Tito Tebaldi #ITAvFRA #GuinnessSixNations pic.twitter.com/3E0EQolsV7— Guinness Six Nations (@SixNationsRugby) March 16, 2019Then, with 17 minutes to go we saw one of the rarest sights in modern international rugby, a drop-goal. Well taken by Ntamack, this pushed the score to six before Tebaldi came agonisingly close to scoring another try but was adjudged to have knocked on, an all too common sight for the men in white.The pivotal knock-on by Marco Zanon then occurred in the final ten minutes which killed any momentum they had. As a result the French then put the game to bed with a brilliant try by Damian Penaud. Once again, it was a script that was all too familiar for the Italians – so close yet so far. Six Nations Table 2021 Rewind: The Greatest Final Day in Six Nations History Rewind: The Greatest Final Day in Six Nations History Expand The second half started it in similar fashion to the first, with Tomasso Allan kicking a penalty and France scoring a try, this time through Yoann Huget who dotted down to push the score to 17-9 after Ntamack again converted. Classy @FFRugby handling releases @Dupont9A for his first Test try#ITAvFRA #GuinnessSixNations pic.twitter.com/kJPmXsHVXq— Guinness Six Nations (@SixNationsRugby) March 16, 2019 Will it be home sweet home as Alun… Saluting @Huget14 #ITAvFRA #GuinnessSixNations pic.twitter.com/mC0TRfnhe8— Guinness Six Nations (@SixNationsRugby) March 16, 2019The Italians responded well with wave after wave of pressure into French territory which eventually resulted in a fantastic try for Italian scrum-half Tito Tebaldi who has been a revelation in this years tournament. Allan was unable to add the extras so three points was the difference with 25 minutes to go. More points followed a few minutes later from the boot of Ntamack before the Italians were denied a try first by the post and then twice on the line. The second incident went to the TMO Graham Hughes who was pretty much the only person in the stadium who didn’t think it was a try, aside from referee Matthew Carley obviously.Eventually the pulsating first half concluded with more Italian pressure but they failed to make it count and the score was 10-6 in favour of the French. In a pulsating affair, a Marco Zanon knock-on proved to be the difference. Six Nations Wales v Ireland Preview Expand LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS With Ireland going for the Grand Slam this… Six Nations Table 2021 Incredible @PenaudD’s match-saving tackle And he followed it with a match-clinching try moments later #ITAvFRA pic.twitter.com/tRvc6KJj4C— Guinness Six Nations (@SixNationsRugby) March 16, 2019Everything was to play for in the first match of Super Saturday. Italy were looking to get their first win on the board by playing some fantastic off-loading and exciting rugby. Exploiting French anxiety was the name of the game.This was exactly what happened early on. French hands looked nervous and edgy spilling the ball on several occasions gifting the Italians possession. You would think an attacking, broken-down match would be playing into French hands but that simply wasn’t the case in the opening exchanges.Tomasso Allan opened the scoring for the Italians knocking over a penalty after a few minutes and another followed in the 10th minute after the Italan pack utterly destroyed the French scrum.Indeed the bounce of the ball was going Italy’s way but as always it was only a matter of time before the Italians gifted the opposition some points.After the quarter of the hour mark Maxime Medard freed his hands to off-load to Damian Penaud who got passed Tito Tebaldi too easily and then passed to Antoine Dupont to score a try. Roman Ntamack duly converted and it felt like the Italians had the stuffing knocked out of them. Marco Zanon Error Costs Italy VictoryIn an end-to-end contest, an Italian knock-on and brilliant tackle by Damian Penaud cost the Italians victory in the first match of Six Nations Super Saturday.With time winding down and the Italians six points behind, centre Marco Zanon had all but scored to narrow the gap to one with a conversion to come. However Damian Penaud put in a colossal tackle on the try-line to cause Zanon to knock-on. It would prove to be a huge mistake that would ultimately cost them victory. Collapse In a match that was there for the taking, the wait for a win goes on.Don’t forget to follow Rugby World on Facebook, Twitter and Instagram for all the latest rugby news.
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Photo by Michael Clements Facebook Linkedin Branson Nelsonhttps://www.tcu360.com/author/branson-nelson/ Twitter Twitter Branson Nelson TCU places second in the National Student Advertising Competition, the highest in school history printSix TCU pitchers gave up 16 runs on 19 hits in a lopsided 16-5 loss at the hands of the Baylor Bears (24-15, 6-8) on Saturday to tie the series at one.“It’s a complete and utter embarrassment by our pitching staff,” said TCU head coach Jim Schlossnagle. “That’s not who we would like to be, it’s not who we have been, and it remains to be seen who we are.”Mitchell Traver (2-1) stepped in for injured Horned Frog (29-8, 10-4) ace Jared Janczak after spending the majority of the season out with a back injury. Traver dominated in his four outings entering Saturday, recording a 0.93 ERA in 9.2 innings with 12 strikeouts and just two walks.Traver’s start on Saturday did not go the way his first four starts did though, as he managed to get just four outs while allowing four runs on three hits and four walks. Traver was charged with a run in the first after issuing two, two out walks and a single. He came out for the second inning and got just one out, giving up a solo home run, two walks, and a single.The TCU bullpen, starting with Charles King, provided little relief behind Traver. King entered with two on and one out in the second and allowed two more runs to score on two singles and a walk to make the score 5-0. He returned for the third inning and let the first two runners reach base on a hit by pitch and a single. After a sacrifice bunt, Austin Boyles was called on from the bullpen with two in scoring position and one out.Boyles gave up an RBI ground out, but limited the damage and stranded a runner on third. He came back out in a 6-0 game for the fourth, but gave up three runs on four hits including a three run homer.Trey Morris came on in the fifth in a 9-0 game, but he gave up three runs on three hits, including a home run, and a hit by pitch in the frame.In the sixth, Morris gave up one run as a leadoff double came around to score after a ground out and a sacrifice fly.Baylor scored for the seventh straight inning in the seventh to make it 16-0, as Morris gave up his fifth, sixth and seventh runs on the Bears’ fourth home run of the day. Morris’ ERA bloomed from 4.32 to 6.86 after just three innings of work.Cal Coughlin and Austin Boyles each threw a scoreless inning in the eighth and ninth innings.After not recording a hit until a Cam Warner single in the fifth, the Horned Frog offense made a little noise in the seventh.Cam Warner drove in his team-leading 35th run with two outs on a single and Ryan Merrill hit a three run home run, his fourth of the season, to make it 16-4.The Frogs tacked another run on in the ninth to make the final score 16-5.“It was an awesome day by Baylor, and a really poor day by TCU, but it only counts as one loss,” Schlossnagle said. “It felt like four cause it took forever to get over with, but it is one loss. We get to decide how we respond to it.”The Frogs and Bears will play the rubber game of the series at 1 p.m. on Sunday, with TCU’s Brian Howard (5-2, 4.82 ERA) and Baylor’s Cody Bradford (4-2, 4.42 ERA) on the mound. Branson Nelsonhttps://www.tcu360.com/author/branson-nelson/ Branson Nelsonhttps://www.tcu360.com/author/branson-nelson/ Welcome TCU Class of 2025 Branson is a junior journalism major from Fort Worth, Texas. He enjoys writing about all sports and plans to go to law school after graduation. Women’s golf heads to Oklahoma for chance at first Big 12 title ReddIt Previous articleLodolo, Frogs earn key 9-4 victory over Baylor in series openerNext articleTrack and field competes at the Michael Johnson Invitational Branson Nelson RELATED ARTICLESMORE FROM AUTHOR Linkedin TAGSgame lostTCU in title Iqbal leads women’s golf to fourth-place finish at Big 12 Tournament World Oceans Day shines spotlight on marine plastic pollution Equestrian earns last seed in NCEA team bracket ReddIt Facebook + posts Branson Nelsonhttps://www.tcu360.com/author/branson-nelson/ A COVID-19 Charles Schwab Challenge
News UpdatesDecongestion Of Prisoners: Over 4 Thousand Prisoners Released On Bail, High Powered Committee Considering Other Relief Measures For Inmates: State Govt Tells Madras HC [Read Order] LIVELAW NEWS NETWORK10 April 2020 1:06 AMShare This – xThe Tamil Nadu government on Wednesday apprised the court of the steps taken by it to decongest prisons as well as to ensure the safety of those who are lodged in jails, amid the COVID-19 pandemic. It submitted that around 4182 prisoners who were involved in various offences were released by the Principal District Judges on Bail, by involving the Undertrial Review Committee and Tamil…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Tamil Nadu government on Wednesday apprised the court of the steps taken by it to decongest prisons as well as to ensure the safety of those who are lodged in jails, amid the COVID-19 pandemic. It submitted that around 4182 prisoners who were involved in various offences were released by the Principal District Judges on Bail, by involving the Undertrial Review Committee and Tamil Nadu State Legal Services Authority. Further, a High Powered Committee comprising of (i) Executive Chairman of the Tamil Nadu State Legal Services Authority, (ii) Additional Chief Secretary, and (iii) Director General of Police/IG of Prisons, under the Chairmanship of Dr. Justice Vineet Kothari, Judge of the Madras High Court had been constituted which made the following recommendations to ensure welfare of all prisoners: “To consider relaxing the procedure prescribed in Tamil Nadu Suspension of sentence Rules, 1982 in respect of sanction of ordinary leave for more than a month, including other requirements while sanctioning leave for 30 days for the convict prisoners.Leave of prisoners who are already out of prison on ordinary, emergency and leave granted by the Court may be extended upto 30.04.2020.Prison Department should ensure that the safety of prisoners who are released on leave/bail to reach their destination safely in view of the 144 prohibition orders due to COVID-19.To shift the under trial prisoners from Central PrisonII, Puzhal to Central Prison-I, depending on the need for decongestion.The 3 Principal District Judges of Chennai, Tiruvallur and Kancheepuram are requested to visit the Central Prison-II, Puzhal to assess the possibilities for grant of bail to the above prisoners to further decongest in the Central Prison-II, Puzhal.As a measure of precaution food may also be provided to the inmates inside the dormitories.Prisoners of foreign nationals who have a travel history to the affected countries should be admitted into the prisons only after through screening adhering to the COVID-19 parameters.” The information was supplied to the bench of Justices N. Kirubakaran and R. Hemalatha in a petition seeking a direction to the state government to formulate a High Powered Committee to determine which class of prisoners can be released on parole or on interim bail, amid the pandemic. Notably, on March 23, a Supreme Court bench headed by Chief Justice S A Bobde had directed all states and Union Territories to set up ‘High Level Committees’ to determine the class of prisoners who could be released on parole for four to six weeks. It had also observed that the prisoners convicted of or charged with offences having jail term of up to seven years can be given parole to decongest jails. The Petitioner-resident V. Krishnamurthy had approached the High Court, seeking enforcement of the same. After hearing the parties, the bench of Dr. Justice Vineet Kothari and Justice R. Suresh Kumar had last week directed the state government, through Additional Advocate General, to file a brief report in the matter. Accordingly, the government submitted that it has duly the acted upon the directions of the top court. It was informed that in suit with the state, the Union Territory of Puducherry had also released 85 persons on interim bail. Further, a Committee comprising of (i) Executive Chairman of Union Territory of Puducherry Legal Services Authority (UTPLSA), (ii) Principal Secretary, and (iii) Inspector General of Prison was constantly sitting over the matter to address relevant aspects. Expressing satisfaction on the measures taken by the state, the matter was disposed of. Case Details: Case Title: V. Krishnamurthy v. State of Tamil Nadu & Ors. Case No.: WP No. 7482/2020 Quorum: Justice N. Kirubakaran and Justice R. Hemalatha Appearance: Advocate R. Vivekananthan (for Petitioner); Additional Advocate General PH Aravind Pandian, assisted by Special Government Pleader AN Thambidurai and Government Advocate CV Saichandran (for State); Public Prosecutor Bharatha Chakkravarthy (for UT of Puducherry) Click Here To Download Order Read Order Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Story
Top StoriesSC Issues Notice On Plea To Direct Insurers To Provide Medical Insurance For Mental Illness Treatment Radhika Roy15 Jun 2020 11:33 PMShare This – xThe Supreme Court on Tuesday issued notice to the Centre and the Insurance Regulatory Development Authority of India (IRDAI) in a plea seeking for directions with respect to violation of Section 21(4) of the Mental Healthcare Act, 2017 whereby insurers are bound to provide medical insurance for treatment of mental illness. A Supreme Court Bench comprising of Justices Rohinton F….Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Supreme Court on Tuesday issued notice to the Centre and the Insurance Regulatory Development Authority of India (IRDAI) in a plea seeking for directions with respect to violation of Section 21(4) of the Mental Healthcare Act, 2017 whereby insurers are bound to provide medical insurance for treatment of mental illness. A Supreme Court Bench comprising of Justices Rohinton F. Nariman, Navin Sinha and BR Gavai heard the matter and issued notice to the Union Health Ministry and the IRDAI. Section 21(4) of the MHC Act states that every insurer is bound to make a provision for medical insurance for treatment of mental illness on the same basis as is available for treatment of physical illness. The plea, filed by Advocate Gaurav Kumar Bansal, states that despite the existence of the statutory provision and a letter issued by IRDAI directing all insurance companies to comply with Section 21(4), there has been no follow-up by IRDAI regarding its compliance nor has any action been taken against errant insurance companies for not adhering to the provision. The plea goes on to aver that the inclusion of Section 21(4) is a result of the ratification of UNCRPD by the Government of India. “Article 21 of UNCRPD deals with HEALTH and Clause (e) of the same deals with prohibition of discrimination against Persons with Disabilities in the provisions of HEALTH INSURANCE as well as LIFE INSURANCE.” It has been submitted in the PIL that the Supreme Court has been continuously monitoring the issue of rehabilitation of thousands of persons who are fit for discharge, but are languishing in different hospitals. In this context, the inaction of IRDAI has deprived thousands from taking benefit of the Health Insurance Scheme. “Needless to mention here that the term REHABILITAION in itself is a broad term which includes medical, physical, occupational, communication and psychosocial services as well as training in everyday skills and mobility.” The grievance of the Petitioner lies in the reluctance of IRDAI in taking immediate action against the insurance companies, and its casual stance on the inclusion of Persons with Mental Illness in Health Insurance Scheme. “Instead of levying punishment on Insurers for not including the provision of the Mental Healthcare Act, 2017, Respondent No. 2 is bypassing its responsibilities.” Therefore, the petition has been filed seeking for directions to implement Section 21(4) of the MHC Act and for an Action Taken Report to be submitted on the issue of its implementation. During the arguments, the Petitioner-in-Person informed the Bench that the red tape attitude of IRDAI was the reason the provisions were not being complied with, and that the failure of this compliance was leading to a lot of hardship for mentally ill persons. The Supreme Court accordingly issued notice to the Union Health Ministry and IRDAIClick here to download petition Read Petition Next Story